1. Introduction
Welcome to Ethiveste. These Terms and Conditions ("Terms") govern your use of our website, located at [Your Website URL], and the investment advisory services ("Services") provided by Ethiveste. By accessing our website or using our Services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our website or Services.
Ethiveste operates in compliance with the regulatory frameworks of the United Arab Emirates (UAE) and aims to adhere to best practices relevant to financial services in the United States (US) where applicable.
2. Definitions
- "Ethiveste," "we," "us," or "our" refers to Ethiveste, the provider of the website and Services.
- "User," "you," or "your" refers to any individual or entity accessing our website or using our Services.
- "Services" refers to the Shariah-compliant investment advisory services and related content provided by Ethiveste.
- "Website" refers to [Your Website URL] and all its content.
3. Eligibility
To use our Services, you must be at least 18 years old and capable of forming a binding contract. By using our Services, you represent and warrant that you meet these eligibility requirements.
4. Services Provided
Ethiveste provides Shariah-compliant investment advisory services. All investment advice is tailored to individual client needs, financial situations, and investment objectives, in accordance with Islamic finance principles. Specific services will be detailed in a separate investment advisory agreement.
5. User Responsibilities
- You agree to provide accurate, current, and complete information as requested by Ethiveste.
- You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account.
- You agree to use our website and Services for lawful purposes only and in accordance with these Terms.
- You will not engage in any activity that interferes with or disrupts the functioning of our website or Services.
6. Shariah Compliance
Ethiveste is committed to providing investment solutions that are compliant with Shariah principles. Our investment strategies and selections are reviewed by Shariah scholars or a Shariah advisory board to ensure adherence to Islamic law. However, the interpretation and application of Shariah principles can vary, and we do not guarantee that all scholars will agree with our interpretations.
7. Investment Risks
All investments carry risk, including the potential loss of principal. Past performance is not indicative of future results. Ethiveste does not guarantee any specific investment outcome. You acknowledge that you understand these risks before making any investment decisions.
8. Fees and Payments
Fees for our Services will be outlined in your investment advisory agreement. You agree to pay all applicable fees as described in the agreement. Fees are subject to change with prior notice.
9. Intellectual Property
All content on our website, including text, graphics, logos, images, and software, is the property of Ethiveste or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Ethiveste shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of or inability to access or use the Services;
- Any conduct or content of any third party on the Services;
- Any content obtained from the Services; or
- Unauthorized access, use, or alteration of your transmissions or content.
Our total liability to you for any claims arising out of or relating to these Terms or the Services will be limited to the amount of fees, if any, paid by you to Ethiveste for the Services in the 12 months preceding the claim.
11. Indemnification
You agree to indemnify, defend, and hold harmless Ethiveste, its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) that they may incur as a result of or arising from your violation of these Terms or your use of the website or Services.
12. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates, without regard to its conflict of law principles. Any dispute arising out of or in connection with these Terms, including any question regarding its existence, validity, or termination, shall be referred to and finally resolved by arbitration under the Arbitration Rules of the DIFC-LCIA Arbitration Centre, which Rules are deemed to be incorporated by reference into this clause.
13. Termination
We may terminate or suspend your access to our website and Services, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Services will immediately cease. Provisions of these Terms that by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
14. Changes to Terms
Ethiveste reserves the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Services after any revisions become effective, you agree to be bound by the revised terms.
15. Severability
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.
16. Entire Agreement
These Terms, together with our Privacy Policy and any other legal notices published by us on the website, constitute the entire agreement between you and Ethiveste concerning your use of the website and Services and supersede all prior agreements and understandings, whether written or oral.
17. Contact Information
If you have any questions about these Terms, please contact us through the information provided on the Contact page of this website.